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Health insurance for foreigners.

Online. In your language. Accepted by the Slovak Foreign Police for your residence permit. Done in a few minutes.

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Get your insurance price

Live price
12 mo.

Your price appears once you enter your date of birth.

What's in Simple →
Insurer & authorities
Slovak Foreign PoliceMinisterstvo zdravotníctva SRUnion zdravotná poisťovňa

Arranged by quadur s.r.o. · NBS-registered intermediary #293002 · insured by Union verify ↗

How it works

Insurance in minutes

The entire process is online — no branch visits, no waiting.

01
Step 01

Choose a plan

Pick a package that suits your needs — Simple or Safety. From €0.90/day.

02
Step 02

Fill in your details

Enter your details online, in your language — the Simple plan needs no health questionnaire. About 5 minutes.

03
Step 03

Sign online

Sign the contract digitally right in the app — no printing, no post.

04
Step 04

Use at the police

The completed contract is accepted by the Slovak Foreign Police for your residence permit.

Cover & help

When you need

Union's insurance covers unexpected medical situations during your stay.

What's covered

Urgent and acute care, hospitalisation, medication, accidents, emergency transport and repatriation. Up to €60,000 on the Safety plan.

In an emergency

Get treated — for life-threatening situations call 112. Then contact the assistance line listed in your policy documents.

Keep your documents

Keep your insurance confirmation and any medical reports or receipts. It makes handling a claim easier.

See full coverage
FAQ

Common questions

Didn't find your answer? We're happy to help.

Contact
01Do I even need commercial health insurance?

Most foreigners who cannot yet join the Slovak public health system need commercial health insurance for their residence permit, work or study. Get in touch and we will gladly check your specific situation.

02Is it accepted by the Foreign Police for my residence permit?

klido arranges commercial health insurance for foreigners that is accepted by the Slovak Foreign Police (cudzinecká polícia) for residence-permit applications. The permit decision itself always rests with the police.

03How much does it cost?

Simple starts from €0.90/day (emergency care and accidents) and Safety from €1.56/day (adds prevention and chronic conditions). Simple's price is shown online instantly, while Safety's final price is set after a short health questionnaire.

04What's the difference between Simple and Safety?

Simple covers urgent and acute care plus accidents and needs no health questionnaire (unless you are 65+). Safety adds prevention, rehabilitation and chronic conditions and requires a short health questionnaire.

05How long does it take?

The whole process is online and takes about 5 minutes for Simple, including the digital signature — no office visit and no paperwork.

06Who is the insurer, and is klido legitimate?

Policies are underwritten by Union poisťovňa, a licensed Slovak insurer. klido is operated by quadur s.r.o., a registered NBS insurance intermediary (#293002), verifiable on regfap.nbs.sk.

07Can I cancel and get a refund?

Yes — as a distance contract you have a 14-day right of withdrawal; just write to info@klido.sk.

For schools

We'd love to partner
with your school

Does your school have foreign students? We'd be glad to take care of their health insurance — so they can focus on studying from day one.

  • Health insurance for every foreign student
  • Flyers and info materials for your school
  • Support in the student's own language
  • Fast processing before arrival

Let's work together

Reach out and we'll find the best way to support your foreign students from the moment they arrive.

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Sort your insurance today.

Online, in your language, accepted by the Foreign Police.

Get insured →

Online signature · from €0.90/day · in a few minutes

Contact

We're here
for you

Have a question or need help? Write to us — we'll reply within 24 hours.

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