klido.sk

Compare the plans

Health insurance for foreigners from Union. Choose between the Simple and Safety plans.

Which plan should you pick?

Simple

Basic
from€327a year

1 month €34 · 6 months €193

Shorter stays, no existing health issues and no need for pregnancy coverage. No health questionnaire required.

Safety

Recommended
from€569.40a year

about €1.56 a day

Stays over 3 months and broader coverage - including preventive check-ups (with a policy from 6 months) and dispensary monitoring.

What's covered

CoverageSimpleSafety
Urgent and acute medical careYesYes
Accidents & sudden illnessYesYes
Hospitalisation (acute)YesYes
Prescription medicationYesYes
Emergency transport & repatriationYesYes
Acute dental treatment (pain relief)YesYes
Preventive check-ups (policy ≥ 6 months)NoYes
Dispensary monitoring (conditions arising during the policy)NoYes
Pregnancy-confirmation examinationNoYes

What you need

  1. 1An ID document - passport or residence permit (document number, or birth number if you have one).
  2. 2Your temporary residence address in Slovakia (as stated on your residence permit).
  3. 3For the Safety plan, a short health questionnaire - you fill it in online with us.
  4. 4An online signature - confirmed by e-mail, done in a few minutes.
  5. 5The confirmation is accepted by the Slovak Foreign Police for your residence application.

Coverage limits

€Total cover up to €70,000 per insurance period, for Simple and Safety alike; the exact sum is in your contract.
€Dental treatment is acute only (pain relief, treatment after an injury); with Safety up to €300 a year and €100 per claim.
€Repatriation of the insured person or their remains up to €20,000, approved in advance by Union's assistance service.

Not covered by either plan

  • Illnesses or injuries that existed before the policy started (pre-existing).
  • Pregnancy and childbirth (beyond urgent care and the pregnancy-confirmation exam).
  • Mental disorders, addictions and infertility treatment.
  • Rehabilitation, physiotherapy and spa treatment (under urgent care).
  • High-risk sports; manual work and sports training or competitions unless agreed in the contract.

Choose your plan

Get started

Information current as of 23. 10. 2026. Union may change the terms over time.

Insurance is provided by Union poisťovňa, a. s. The coverage and limits shown are based on Union's SIMPLE and SAFETY insurance terms and product information document and are always governed by Union's applicable insurance terms. Klido (quadur s.r.o.) is the insurance intermediary. Details at union.sk →

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