16 August 2026 · Klido · 6 min read
Public or Commercial Health Insurance in Slovakia: Which One Do Foreigners Need?
Temporary residence alone does not make you publicly insured. When a foreigner is in Slovak public insurance, when commercial cover is needed, by situation.
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6 November 2026 · 3 min read
Health insurance for Indian students in Slovakia: rules and prices
Commercial insurance within 3 working days of collecting your card. Urgent care is enough: €160 a semester, €293 an academic year. What the police need.
Read6 November 2026 · 3 min read
From temporary protection to residence: health insurance in Slovakia
Temporary protection ends when residence is granted. Then be insured within 3 working days of collecting the card. Who is publicly insured and who is not.
Read6 November 2026 · 2 min read
Does Slovak health insurance for foreigners cover pregnancy?
Simple does not, standard Safety covers only the exam confirming it. Union's pregnancy type of Safety covers childbirth, up to €17,000. How to get it.
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24 October 2026 · 4 min read
Health insurance for a company director (konateľ) in Slovakia
A company director without permanent residence is not in Slovak public health insurance. What residence for business needs, the deadlines and the prices.
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24 October 2026 · 4 min read
Health insurance for parents over 60 moving to Slovakia
Parents over 60 joining you in Slovakia usually need commercial health insurance. The health questionnaire, what is excluded, the deadlines and how to apply.
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24 October 2026 · 4 min read
Is there a fine for not having health insurance in Slovakia?
Yes, up to €1,600. The deadlines: 3 working days after collecting the residence card, proof to the police within 30 days for some, and what a renewal needs.
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23 October 2026 · 4 min read
Is emergency-only insurance enough for a Slovak residence permit?
Yes. Slovak law sets no minimum cover for a residence permit. What Act No. 404/2011 asks for, what Simple covers, what it costs and when Safety makes sense.
Read1 October 2026 · 7 min read
Short-term or long-term stay: what health insurance does a foreigner need in Slovakia?
Not every foreigner coming to Slovakia needs the same type of health insurance. A tourist, a student staying for a few months, an employee, an entrepreneur, or a person planning to live in Slovakia long-term may all have different rules and needs. When choosing insurance, it is therefore not enough to look only at its price. It is important to know for what purpose you are coming to Slovakia, how long you will stay, and what type of residence you have or plan to obtain.
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23 September 2026 · 6 min read
The Most Common Mistakes Foreigners Make with Health Insurance in Slovakia
For many foreigners, health insurance is one of the conditions for a trouble-free stay in Slovakia. Despite this, the same mistakes keep repeating when arranging and using it. Often the issue isn't the insurance itself, but a misunderstanding of its scope, exclusions, or the procedure for visiting a doctor. In this article, we look at the most common mistakes and how to avoid them.
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7 September 2026 · 5 min read
How to Choose a Doctor and Healthcare Provider in Slovakia: Contracted and Non-Contracted Providers
For foreigners living, working or studying in Slovakia, visiting a doctor can raise several questions. One of the most important is whether the doctor has a contract with the patient’s health insurer or whether the patient will have to pay for the treatment. The difference between a contracted and a non-contracted healthcare provider may affect the price of treatment, the payment procedure and the possibility of reimbursement.
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7 September 2026 · 6 min read
Acute or Chronic Health Problems: What Does Foreigners’ Health Insurance in Slovakia Cover?
Health problems can occur unexpectedly, but not every medical condition is assessed in the same way under an insurance policy. The difference between an acute and a chronic health problem may significantly affect whether an insurer will cover an examination, treatment, medication or further medical care. For foreigners living or working in Slovakia, it is therefore important to understand what their health insurance actually covers.
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7 September 2026 · 7 min read
Does Slovak Health Insurance Cover Travel in Schengen? What Foreigners Should Know
Do you live in Slovakia and plan to spend a weekend in Austria, a holiday in Italy or a business trip in Germany? For many foreigners, travelling around the Schengen Area is a normal part of life. But before travelling, it is important to consider one key question: what happens if you need a doctor while abroad?
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1 September 2026 · 7 min read
Pregnancy and Childbirth Coverage for Foreigners in Slovakia: What to Check Before Choosing Health Insurance
Pregnancy is a time when choosing the right health insurance becomes especially important. If you are a foreign national living in Slovakia, planning to move here, planning a pregnancy or already expecting a baby, health insurance is something you should not leave until the last minute.
Read1 September 2026 · 7 min read
Working in Slovakia: When Do Foreigners Need Commercial Health Insurance?
A job in Slovakia does not always bring public health insurance. Slovak or foreign employer, posted workers, the weeks before you start and what to check.
Read1 September 2026 · 7 min read
Moving to Slovakia for Family Reunification? Don’t Forget Health Insurance
Moving to another country to join your family is a major life change. If you are moving to Slovakia to join your husband, wife, parent, child or another close family member, you are probably dealing with many things at once.
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16 August 2026 · 5 min read
Best health insurance for students in Slovakia: 2026 prices
What an international student in Slovakia needs, what Simple and Safety cover and the 2026 prices: Simple €160 a semester, €293 an academic year.
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16 August 2026 · 5 min read
How to Get Medical Costs Reimbursed in Slovakia: A Checklist for Foreigners
If you live in Slovakia and have commercial health insurance, you may sometimes have to pay for medical treatment yourself. This can happen, for example, if you visit a non-contracted doctor or pay directly for medication or another healthcare service
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16 August 2026 · 7 min read
What to Do When You Need a Doctor in Slovakia as a Foreigner
A practical guide for foreigners with health insurance
Read16 August 2026 · 8 min read
Health Insurance Accepted by the Foreign Police in Slovakia: What Documents Do You Need?
Any insurer will do: the law sets no minimum cover. Insure within 3 working days of collecting the residence card; the confirmation comes by e-mail.
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16 August 2026 · 10 min read
SAFETY or SIMPLE? How to Choose the Right Health Insurance for Your Stay in Slovakia
Do you need health insurance for your stay in Slovakia but are not sure whether to choose SAFETY or SIMPLE?
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10 July 2026 · 7 min read
Health Insurance for Foreigners in Slovakia: Complete Guide for 2026
If you are coming to Slovakia for work, study, family reunification, business, tourism or a longer stay, health insurance should be one of the first things you arrange. Without suitable insurance, visiting a doctor, emergency department or hospital can become expensive. Proof of health insurance may also be important when dealing with residence formalities in Slovakia. In this guide, we explain: when a foreigner may need commercial health insurance, the difference between public and commercial health insurance, how to choose between SAFETY and SIMPLE, what the insurance may cover, what to do when you need a doctor, and what to check before arranging your insurance.
Read28 May 2026 · 8 min read
Health insurance for international students in Slovakia: a complete overview
Non-EU students need commercial insurance within 3 working days of collecting the residence card; state scholarship holders may not. Simple: €160 a semester.
Read20 May 2026 · 6 min read
Health insurance for foreigners in Slovakia: what you must know before applying for a residence permit
What insurance the Foreign Police accepts, the difference between commercial and public health insurance, and what happens if you have none. A practical overview without unnecessary jargon.
Read15 May 2026 · 13 min read
How to get a residence permit in Slovakia: complete guide 2026
Where to apply (embassy or Foreign Police), the documents, fees (€250 for work, none for study), the 90-day decision and your duties once you have the card.
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