Health insurance for your studies in Slovakia
Find your university: what your student residence needs, what it costs and where you collect your residence card.
- ComeniusBratislava
- STUBratislava
- EUBABratislava
- TUKEKošice
- UPJŠKošice
- UVLFKošice
From €160 a semester · €293 an academic year · accepted by the Foreign Police
Bratislava
Residence card: Bratislava, Račianska 62Košice
Residence card: Košice, Trieda SNP 35Studying from outside the EU
From India, Vietnam, China, Kazakhstan, Serbia or anywhere else outside the EU/EEA: the same rules apply at every university in Slovakia.
What is the best health insurance for international students in Slovakia?
It depends on what you need. For the residence permit Union Simple is enough: the Foreign Police accepts it, as the law sets no minimum cover (Act No. 404/2011, § 123). It costs students the same as everyone aged 6 to 59, €160 for a semester or €327 for 12 months, and you arrange it online in about 5 minutes. It covers urgent and acute care, accidents, hospital stays and prescribed medicines, up to €70,000. Safety, from €569.40 a year after a short health questionnaire, adds preventive check-ups (with a policy of 6 months or more) and care for conditions that start during the insurance.
Do I need commercial health insurance as a non-EU student?
Yes, unless you hold a Slovak government scholarship. On temporary residence for study you are not in the Slovak public health insurance, so you need commercial insurance no later than 3 working days after collecting your residence card (Act No. 404/2011, § 111(1)(d)). Students do not hand the proof in, but must show it at a police check.
Is urgent-care insurance (Simple) enough for a student residence permit?
Yes. The law asks only for a confirmation that you are health insured in Slovakia and sets no minimum cover or sum insured (Act No. 404/2011, § 123), and the Foreign Police accepts Union Simple. It covers urgent and acute care, accidents, hospital stays and prescribed medicines, up to €70,000. If you want preventive check-ups as well, Safety starts from €569.40 a year.
How much does it cost a student?
Simple costs students the same as everyone aged 6 to 59, paid once: €160 for a semester (5 months), €293 for an academic year (10 months) and €327 for 12 months, summer included. klido adds no fee of its own.
Can I arrange it in English?
Yes. The whole application, including the signature, is online in English, Slovak, Ukrainian, Spanish or Russian and takes about 5 minutes for Simple. After you pay by card, Union e-mails the confirmation, and it stays in your klido account.
See the whole application
The rules are the same everywhere in Slovakia: insured within 3 working days of collecting your card. Read the residence guide →
Are you a school? Write to schools@klido.sk. klido.sk is not affiliated with the universities listed. Foreign Police offices: minv.sk.