klido.sk

Compare the plans

Health insurance for foreigners from Union. Choose between the Simple and Safety plans.

Which plan should you pick?

Simple

Basic
from€0,90per day

Shorter stays, no existing health issues and no need for pregnancy coverage. No health questionnaire required.

Safety

Recommended
from€1,56per day

Stays over 3 months, work or sports, and broader coverage — including preventive check-ups and dispensary monitoring (with a policy from 6 months).

What's covered

CoverageSimpleSafety
Urgent and acute medical care
Accidents & sudden illness
Hospitalisation (acute)
Prescription medication
Emergency transport & repatriation
Acute dental treatment (pain relief)
Preventive check-ups (policy ≥ 6 months)
Dispensary monitoring (conditions arising during the policy)
Pregnancy-confirmation examination

What you need

  1. 1An ID document — passport or residence permit (document number, or birth number if you have one).
  2. 2Your temporary residence address in Slovakia (as stated on your residence permit).
  3. 3For the Safety plan, a short health questionnaire — you fill it in online with us.
  4. 4An online signature — confirmed by e-mail, done in a few minutes.
  5. 5The confirmation is accepted by the Slovak Foreign Police for your residence application.

Coverage limits (Safety)

Total coverage up to €60,000 per insurance period.
Dental treatment is acute only; the sub-limit is set in the policy.
Transport and repatriation within the sum insured.

Not covered by either plan

  • Illnesses or injuries that existed before the policy started (pre-existing).
  • Pregnancy and childbirth (beyond urgent care and the pregnancy-confirmation exam).
  • Mental disorders, addictions and infertility treatment.
  • Rehabilitation, physiotherapy and spa treatment (under urgent care).
  • High-risk sports and certain manual work (unless agreed).

Choose your plan

Get started

Information current as of 25. 6. 2026. Union may change the terms over time.

Insurance is provided by Union poisťovňa, a. s. The coverage and limits shown are based on the SAFETY insurance terms and are always governed by Union's applicable insurance terms. Klido (quadur s.r.o.) is the insurance intermediary. Details at union.sk →

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